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Hi Reader,

Last year, three illegal transactions went off my account — R950 each. They only stopped when the money ran out. If there’d been more in there, it would’ve kept going.

I tell people I moved the money to savings. But the truth? That was all the money I had left.

I’d been quietly topping up the business from personal savings just to get by.

I know what it’s like to run out of funds. Not having enough to pay the staff. Having to ask friends and family to help you out.

Not in big ways, like I’ve seen happen to people, but enough to break my spirit, to make me feel hopeless.

That’s what pushed me to start doing things differently:

• I started paying more attention to where the cash was going
• Making sure systems were in place to get paid on time
• Started building a marketing and sales system

These boring habits are what’s holding my business together. Like brushing your teeth, not sexy, but essential and gets the job done.

But before you can build long-term systems, you need to know you’ll be okay this month.

Here’s where to start:

1. Map out the next 30 days of income and big expenses, focus on the really big items: salaries, huge supplier payments, VAT payments
2. Look for any tight spots or gaps, make plans if you have to: organise a tax payment plan, negotiate with your supplier, get some funding that you plan to pay back immediately.
3. Unlock cash inflows: follow up on invoices, or clear slow-moving stock
4. Review where cash might be leaking out. Take action: Cut, pause, replace

This is the process I walk through in my free mini-course:

🧾 From Chaotic to Consistent Cash Flow: The First Step

Starting tomorrow, I’ll guide you through each step with a short email each day.

It’s built for business owners who feel stretched and want a bit of breathing room before trying to do everything else. It’s your emergency kit when times are tough.

Sounds good? See you tomorrow.

Praneeta

PS. Black Friday/Black October is coming up - are you ready to pounce, or sitting it out this year?

Pps: Know someone who might find this helpful? Feel free to forward it to them.

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