Are you funding your business with credit (And panic)? Let's talk


Read Time: 3 Minutes

Imagine you have a business making R50k revenue per month.

After expenses, you still have 40% left.

That’s a good profit margin, right? But every month, you still struggle to pay yourself a salary and always resort to getting a micro-loan or taking out extra credit card debt.

If your day-to-day operations aren’t generating enough cash to sustain the business, outside money won’t fix the root issue.

Constant funding won’t save a broken business.

Funding like credit card debt or loans just masks the cracks and makes the pressure even worse later. Because now you have to pay back these loans. Sometimes with high interest rates.

Getting funding when your business is broken is like pouring more water into a glass that’s already leaking.

The more you pour, the faster it drains.


So when does funding help?

Funding helps when your business is already healthy and just needs to solve a timing issue, not a survival one.

For examples:

Purchase order funding

To cover upfront costs for a big project, especially when you can pass the funding cost to the client.

Revolving credit or bridging finance

To smooth out a temporary cash gap to cover upfront costs for a project, and not to fill a hole in your operations.

If you’re borrowing to pay salaries, VAT, or just to make it through the month?

📌 That’s not a funding problem. That’s a cash flow system problem.


For long-term survival, you need to fix the system first

That’s what I want to help you fix - for good.

I’m hosting a free live webinar called:

From Chaotic to Consistent Cash Flow

It’s designed for business owners who are:

✅ Have strong revenue

✅ Still struggling to stay on top of the money month to month

✅ Ready to feel more in control


In the webinar, I’ll walk you through:

  • Steps to take to get out of a bad cash flow situation
  • Money Systems to build in your business,
  • How to build a buffer that smooths out the lumpy months
  • Why revenue ≠ financial stability

🗓️ 22nd September 2025 | 12pm

📍 Live on Zoom (link sent the day before)

🎟️ Sign up here

You’ll leave with simple, practical steps you can start using right away.

Can’t make it? Register, and the recording will be emailed to you after the session.

Here's some feedback from a previous webinar:

That was a very useful and well explained course. Very well explained, good practical examples. Easy to understand. Cash flow simplified really. Learnt a number of really good things. In fact I will go over it again and take notes this time. I don’t know why I didn’t the first time. And also doing it in 30 mins……perfect !! No need to drag it out and all that. - Raymond M

Hope to see you there

Praneeta

Chartered Accountant (SA)

600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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Praneeta Ranchhod

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