Read Time: 3 Minutes

One of my clients , a growing business is doing around R40k - R50k/month in revenue and is 40% profitable before salaries.

But she had a rough month.

Payroll tax (PAYE) came in R2,000 higher than expected.

I mean with 40% profitability, R2,000 is not a lot.

So, No big deal, right?

But this extra R2,000 gave her a heart attack. She did not have the money.

She ended up needing a short-term loan in order to avoid the 10% penalty and interest if she didn’t pay on time.

In her case, the issue wasn’t revenue. Her revenue was solid, as was her profitability.

It was because her cash system was not set up in a way that gave her room to breathe.

So, what’s the solution? She needs to build a buffer.

Every time money comes in, she needs to move a small slice into a separate account.

That pot is for big, predictable expenses like VAT, salaries, or annual taxes.

Over time, it becomes your safety net.

So when life (and business) throws a bump your way, you’ve already made space for it.

That’s what I want to help you fix - for good.

I’m hosting a free live webinar called:

From Chaotic to Consistent Cash Flow

It’s designed for business owners who are:

✅ Have strong revenue

✅ Still struggling to stay on top of the money month to month

✅ Ready to feel more in control

In the webinar, I’ll walk you through:

• Steps to take to get out of a bad cash flow situation
• Money Systems to build in your business,
• How to build a buffer that smooths out the lumpy months
• Why revenue ≠ financial stability

🗓️ 22nd September 2025 | 12pm

📍 Live on Zoom (link sent the day before)

🎟️ Sign up here​

You’ll leave with simple, practical steps you can start using right away.

Can’t make it? Register, and the recording will be emailed to you after the session.

Here's some feedback from a previous webinar:

Hope to see you there

Praneeta Chartered Accountant (SA)

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600 1st Ave, Ste 330 PMB 92768, Seattle, WA 98104-2246
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